United in the Storm: How Canadian Insurers are Aligning on Climate Adaptation
When the flood waters keep rising, no insurer can afford to be an island. Certainly not in Canada where 80% of cities are located on floodplains, and flooding is the country’s number one natural disaster. In 2024, Hurricane Debby wreaked record-breaking devastation on 55 communities in Quebec, while Toronto saw 10 centimetres of rain fall in just three hours a month earlier.
This isn’t just a wake-up call. It’s a line in the sand.
Our latest whitepaper brings together some of the sharpest minds in Canadian insurance to answer one question: How can insurers pivot from reactive strategies to proactive resilience?
Inside you’ll discover how to:
- Embed Resilience into Every Policy: Shift from reactive claims to proactive protection, integrating risk-based pricing, sustainable claims handling, and incentives for climate-proof upgrades
- Drive Collective Action: Align with industry peers, governments, and communities to shape national climate strategies and unlock coordinated emergency response systems
- Innovate for Smarter Risk Management: Harness AI, predictive analytics, and digital infrastructure to navigate climate threats, personalize coverage, and accelerate operational efficiency
“We feel very strongly that we risk a future where insurance will become unaffordable for Canadians. We already see this happening in some markets.”
- Tara Laidman, VP Home & Auto Insurance, Co-operators
Kind regards,
Ollie
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